Commercial Property Insurance in Johannesburg

Comprehensive Coverage for High-Value Assets in Johannesburg

Managing commercial property in Johannesburg comes with its fair share of challenges. From rising operational risks to ensuring compliance with regulations, securing the right insurance is essential. At Berkley Risk, we help businesses safeguard their high-value property assets with comprehensive insurance solutions designed to address real-world needs.

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Why Choose Commercial Property Insurance in Johannesburg?

Johannesburg’s commercial property market requires insurance that goes beyond basic coverage. Whether you own an industrial warehouse, a retail outlet, or a multi-use facility, our commercial property insurance in Johannesburg is tailored to meet the unique demands of your business.

Property Damage:

Safeguards against damage to buildings, its contents and supporting infrastructure on an Assets All Risks basis – if it is not excluded then it is covered under the policy or its cover extensions.

Business Interruption:

Provides coverage for lost income and operational costs if the property becomes unusable following a covered event, helping to maintain business continuity.

Mechanical & Electrical Breakdown:

Our solution extends to include the mechanical or electrical breakdown of critical machinery ranging from Transformers through to Chillers. We understand the lead times of critical spares and the loss of revenues associated with an unforeseen breakdown.

Equipment Breakdown:

Offers repair or replacement coverage for critical building systems, including generators, chillers, elevators, green energy components, water services, and security systems.

SASRIA:

Covers riots, strikes, and civil commotion incidents up to a limit of R500 million.

Property Terrorism and Strike (PTS):

Provides additional coverage beyond the SASRIA limit for property damage and business interruption caused by terrorism, strikes, riots, and civil unrest.

Take Control of Your Commercial Property Coverage

Don’t let insurance gaps leave your business vulnerable. Contact Berkley Risk today to discuss how our commercial property insurance in Johannesburg can help you protect your property assets and maintain business continuity.

Berkley Risk (Pty) Limited (Registration Number 2017/412000/07) is an authorised Financial Services Provider under the Financial Advisory and Intermediary Services Act No 37 of 2002 – FSP#54407

Berkley Risk (Pty) Limited (Registration Number 2017/412000/07)

Authorised Financial Services Provider under the Financial Advisory and Intermediary Services Act No 37 of 2002 – FSP#54407