Commercial Property Insurance

Commercial Property Insurance for High-Value Assets

At Berkley Risk, we specialise in the placement of large commercial property portfolios. Whether insuring a single industrial, retail, or commercial building or covering a portfolio of properties at a single location, we have the markets and technical capability to insure property assets in excess of R500 million.

Home / Commercial Property Insurance

Key Coverage Areas for Commercial Property Insurance

We understand the occupational regulations, fire and safety, security and environmental issues relating to a large industrial, retail, commercial or manufacturing premises. Our policies are designed to cover operational risks and insure various revenue streams ranging from single occupancy tenants to parkade rental income. Large property risks are placed across a number of participating commercial property insurers on a co-insurance basis.

Property Damage:

Safeguards against damage to buildings, its contents and supporting infrastructure on an Assets All Risks basis – if it is not excluded then it is covered under the policy or its cover extensions.

Business Interruption:

Provides coverage for lost income and operational costs if the property becomes unusable following a covered event, helping to maintain business continuity.

Mechanical & Electrical Breakdown:

Our solution extends to include the mechanical or electrical breakdown of critical machinery ranging from Transformers through to Chillers. We understand the lead times of critical spares and the loss of revenues associated with an unforeseen breakdown.

Equipment Breakdown:

Offers repair or replacement coverage for critical building systems, including generators, chillers, elevators, green energy components, water services, and security systems.

SASRIA:

Covers riots, strikes, and civil commotion incidents up to a limit of R500 million.

Property Terrorism and Strike (PTS):

Provides additional coverage beyond the SASRIA limit for property damage and business interruption caused by terrorism, strikes, riots, and civil unrest.

Why Choose Berkley Risk?

With a deep understanding of the complexities of high-value commercial properties, Berkley Risk offers tailored insurance solutions that address the specific needs of these assets. Our expertise, commitment to service, and access to robust coverage options allow us to secure your property investments effectively.

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Ready to secure your business with tailored insurance solutions? Fill out the form below to schedule an appointment with one of our specialists. We look forward to providing you with personalised guidance and exceptional service.

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Berkley Risk (Pty) Limited (Registration Number 2017/412000/07) is a division of Motomed (Pty) Limited, (Registration Number 2010/013639/07) which is an authorised Financial Services Provider under the Financial Advisory and Intermediary Services Act No 37 of 2002 – FSP#43194.

With over five decades of experience in Corporate & Commercial insurance, we pride ourselves on forging strong, lasting relationships.

Commercial Property Insurance for High-Value Assets

Benefits For Businesses

Key Coverage Areas for Commercial Property Insurance

Property Damage:

Business Interruption:

Mechanical & Electrical Breakdown:

Equipment Breakdown:

SASRIA:

Property Terrorism and Strike (PTS):

Why Choose Berkley Risk?

Years of Experience

Specialised Products

Annual Premiums

Make an Appointment

Success

Berkley Risk (Pty) Limited (Registration Number 2017/412000/07) is a division of Motomed (Pty) Limited, (Registration Number 2010/013639/07) which is an authorised Financial Services Provider under the Financial Advisory and Intermediary Services Act No 37 of 2002 – FSP#43194.

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